:root{--ink:#18353b;--muted:#6b7c7c;--paper:#f6f7f3;--line:#e0e7e1;--teal:#247f75;--lime:#c6ddb1;--gold:#c19857;--red:#a8463d;--nav:#122c34}*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--ink);font:14px/1.5 -apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif}button,input,select{font:inherit}button,select,summary{cursor:pointer}button{transition:background .18s,transform .18s}button:hover{transform:translateY(-1px)}button:disabled{opacity:.5;cursor:not-allowed}button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #d2a551;outline-offset:3px}a{color:var(--teal)}h1,h2,h3,p{margin:0}h1{font-family:Georgia,serif;font-size:clamp(32px,3vw,46px);line-height:1.16;font-weight:400;letter-spacing:-1.4px}h2{font-size:20px;font-weight:600;letter-spacing:-.5px}h3{font-size:15px;font-weight:600}small{font-size:12px}button{border:0}.shell{display:grid;grid-template-columns:224px 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p{font-size:12px;color:var(--muted);margin-top:4px}.two-col{display:grid;grid-template-columns:minmax(0,1.65fr) minmax(270px,1fr);gap:20px;margin-bottom:20px}.equal{grid-template-columns:1fr 1fr}.legend{display:flex;gap:15px;font-size:11px;color:var(--muted);align-items:center}.swatch{width:8px;height:8px;display:inline-block;border-radius:2px;background:var(--teal);margin-right:5px}.swatch.pet{background:var(--gold)}.chart{width:100%;height:auto;display:block;overflow:visible}.chart text{font:11px -apple-system,BlinkMacSystemFont,sans-serif;fill:#7c8b88}.chart .grid{stroke:#e6ece7;stroke-dasharray:3 5}.chart .zero{stroke:#a9bbb1}.chart .bar{fill:#2b8076}.chart .bar.pet{fill:#c29d68}.chart .line{fill:none;stroke:#c19657;stroke-width:2.5}.chart-wrap{padding:5px 0}.chart-foot{margin-top:12px;font-size:11px;color:var(--muted)}.control-card{padding:17px 0;border-bottom:1px solid 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p{font-size:12px;margin-top:3px}.insight.warn{background:#faf0e4;color:#785733}.footnote{color:var(--muted);font-size:11px;padding-top:20px;border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:20px}.text-btn{background:none;color:var(--teal);font-size:12px;padding:0;text-decoration:underline;text-underline-offset:3px}.table-scroll{overflow:auto}table{width:100%;border-collapse:collapse;font-size:12px;font-variant-numeric:tabular-nums;white-space:nowrap}th{color:var(--muted);font-size:10px;text-transform:uppercase;letter-spacing:.7px;font-weight:500;text-align:right;padding:13px 10px;border-bottom:1px solid var(--line)}td{padding:13px 10px;border-bottom:1px solid #edf0eb;text-align:right}td:first-child,th:first-child{text-align:left}tr:last-child td{border-bottom:0}.row-highlight td{background:#f0f6ed;font-weight:600}.table-input{width:94px;padding:8px;border:1px solid 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.panel{padding:25px}.source-tag{font-size:10px;text-transform:uppercase;letter-spacing:1px;color:var(--teal);margin-bottom:10px}.notification{position:fixed;bottom:24px;right:24px;background:var(--ink);color:#fff;padding:13px 20px;box-shadow:0 6px 30px #0002;border-radius:10px;z-index:50;font-size:13px}.error-box{background:#fff0ec;border:1px solid #ebc1b7;color:#8e382c;padding:17px 20px;border-radius:9px;margin-bottom:20px}.loading{padding:15vh;text-align:center;color:var(--muted)}dialog{border:1px solid var(--line);border-radius:16px;padding:30px;box-shadow:0 30px 90px #0003;max-width:440px;width:90%}dialog::backdrop{background:#102b3266;backdrop-filter:blur(3px)}dialog h2{margin-bottom:8px}dialog p{font-size:13px;color:var(--muted);margin-bottom:20px}dialog 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@media(min-width:1500px){.main{padding-left:55px;padding-right:55px}.kpi .big{font-size:34px}}
@media(max-width:1100px){.sidebar{width:190px;padding:28px 15px}.shell{grid-template-columns:190px minmax(0,1fr)}.main{padding:0 24px 30px}.kpis{gap:10px}.kpi{padding:17px 14px}.kpi .big{font-size:24px}.two-col{grid-template-columns:1fr}.form-grid{grid-template-columns:repeat(2,1fr)}.comparison-cards{gap:10px}.comparison-card{padding:17px}.comparison-card.selected{padding:16px}}
@media(max-width:750px){.shell{display:block}.sidebar{position:static;width:auto;height:auto;padding:16px 18px}.brand-caption,.nav-label,.side-bottom{display:none}.brand{font-size:17px}.brand img{width:28px}.nav{display:flex;overflow:auto;gap:5px;margin-top:15px}.nav button{padding:9px 11px;font-size:11px;white-space:nowrap}.nav svg{width:15px;height:15px}.main{padding:0 18px 25px}.topbar{height:auto;padding:15px 0;align-items:flex-start}.crumb{display:none}.actions{flex-wrap:wrap;width:100%}.actions .btn{flex:1}.intro{margin:25px 0 22px;display:block}.intro .badge{margin-top:14px}.intro p{font-size:13px}.kpis{grid-template-columns:1fr 1fr;gap:10px}.kpi .big{font-size:25px}.panel{padding:18px}.equal,.comparison-cards,.notes-grid,.saved-grid{grid-template-columns:1fr}.comparison-card .btn{width:auto}.form-grid{grid-template-columns:1fr 1fr;gap:14px}.footnote{display:block}.footnote>span{display:block;margin-bottom:8px}.hf-flow{gap:6px}.flow-step{padding:12px}.flow-step b{font-size:19px}.topbar .btn{font-size:11px;padding:8px}.toolbar label{font-size:11px}.segmented button{padding:7px 10px;font-size:11px}.panel-head{flex-wrap:wrap}.table-input{width:85px}.detail-content{padding:16px}h1{font-size:35px}.notification{left:15px;right:15px;bottom:15px}}
@media print{.sidebar,.topbar,.toolbar,.control-card,.btn,.text-btn,.footnote{display:none!important}.shell{display:block}.main{padding:0;max-width:none}.panel,.kpi{break-inside:avoid}.kpi:first-child{color:var(--ink);background:#fff}.kpi:first-child .caption,.kpi:first-child .sub{color:var(--muted)}body{background:#fff}.intro{margin-top:0}.two-col{display:block}.panel{margin-bottom:20px}}

.pet-explainer{margin:28px 0;padding:24px;background:#f3f6f2;border-radius:16px}.pet-milestones{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:18px 0}.pet-milestones article{background:white;border:1px solid #dce3dc;border-radius:12px;padding:18px}.pet-milestones strong{display:block;font-size:27px;color:#237f78;margin:10px 0}.pet-total{font-weight:700;background:#e2eee7}.pet-milestones small{font-weight:650}@media(max-width:800px){.pet-milestones{grid-template-columns:1fr}.pet-explainer{padding:15px}}

/* Practice-focused layout: summaries fit; detailed ledgers scroll within their panel. */
.table-wrap{max-width:100%;overflow-x:auto}.decision-table{table-layout:fixed;white-space:normal}.decision-table td:first-child,.decision-table th:first-child{width:34%}.decision-table td,.decision-table th{overflow-wrap:anywhere}.main>.panel{margin-bottom:20px}.main details{margin:16px 0;background:#fff;border:1px solid var(--line);border-radius:11px;overflow:hidden}.main details>summary{padding:18px 20px;font-size:14px;font-weight:600}.main details[open]>summary{border-bottom:1px solid var(--line)}.panel>p+p,.detail-content>p{margin-top:12px}.topbar select{border:1px solid var(--line);border-radius:7px;padding:8px 12px;background:#fff;color:var(--ink)}

.financial-table{min-width:1450px;border-collapse:separate;border-spacing:0;font-variant-numeric:tabular-nums}.financial-table th:first-child{position:sticky;left:0;min-width:260px;max-width:290px;white-space:normal;text-align:left;background:#fff;z-index:1}.financial-table td,.financial-table thead th{min-width:110px;text-align:right;padding:12px}.financial-table tbody th{padding:12px;font-size:12px;font-weight:500}.financial-table .financial-group th{background:#e8efec;color:#24473e;font-weight:700;padding:14px 12px}.financial-table .total td,.financial-table .total th{background:#f0f6f3;font-weight:700;border-top:1px solid #b9cec3}.financial-projection .table-wrap{max-height:850px;overflow:auto;margin-top:20px}.financial-table thead th{position:sticky;top:0;background:#f6f8f5;z-index:2}.financial-table thead th:first-child{z-index:3}